5 Things to Look for When Choosing a Business Bank Account Running your own business can leave little time to compare bank accounts. Here are five key things to consider:
Speed of Setup – Some digital banks let you open an account in minutes. Others may require in-branch visits.
Costs – Many accounts have no monthly fees or offer free banking for a limited time. Watch for hidden charges on transfers, cash deposits, and overseas spending.
Customer Service – Check if you can speak to someone easily. Some banks only use chatbots, while others offer UK-based phone support.
Account Features – Look for 24/7 access, easy cash deposits, fraud protection, and tools like accounting integration and invoicing.
Credit Options – Even if you don’t need it now, it’s helpful if your bank offers credit or credit-building features.
Recommendation: The Master Roofers Association recommends Zempler Bank—quick setup, no monthly fees.